It's your money... and your peace of mind. We understand that.


You've worked hard for your money, so controlling your risks is important. We know that your financial goals and dreams are very personal, so we are here to help you achieve the secure the future you dream of.

From Cash Flow Management to life insurance to managing debt and providing income replacement; to disability and critical illness coverage to protect you and your loved ones from uncertainty; to retirement savings and tax efficient investments that provide secure income now, and a clean estate later; we put the pieces together to build your vision for the future.

We carefully consider your needs, goals and dreams in order to implement a well-constructed financial solution, so that you can have peace of mind about your financial future. At Garat Financial Group we prepare you for the turns life takes, and believe in being proactive, not reactive. Garat Financial Advisors work with you to develop your personal strategy to help you achieve financial success.

  • Lay out and Simplify all your financial commitments
  • Develop strategies to address financial concerns
  • Protect you during unforeseen life events
  • Deliver tax-efficient strategies across all aspects that improve your financial fitness
  • Review. Revise.


Your life changes. So should your plan.

Serving Vancouver Island since 1997.

Please contact us with your financial questions and concerns.

Retirement